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Consumer Financial Protection Bureau (CFPB)

TILA-RESPA Integrated Disclosures (TRID)


General TRID Loan Information

CFPB Resources to Help you Comply

CFPB Videos

A series of webinars to address implementation of the new rule. Please note that registration is required to view the recordings.

CFPB Final Rule Submitted to the Federal Register

Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)

  • Preamble - summarizing why the CFPB is issuing the rule, its legal authority, reasoning behind the rule, responses to comments, and analysis of the benefits, costs, and impacts of the rule
  • Regulatory text - when effective, it will amend Regulation Z and can be found on page 1365 in the final rule
  • Official interpretations - of the rules, which can be found on page 1644 in the document below
  • Final rule - full document

TILA-RESPA Integrated Disclosures Timeline

Three-Day Closing Disclosure Rule Timeline