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Document Preparation & Fulfillment Services

Service Process Overview

Document Preparation Services
Lender orders loan documents via interface
Lender uploads supporting documents
We prepare and review loan closing documents
We deliver draft Closing Disclosure for lender approval
We deliver compliant 3-day Closing Disclosure
We deliver loan closing documents to settlement agent

Funding Services
We request funds from the warehouse lender
We review primary loan documents after closing
We issue funding authorization to the settlement agent

Post-Closing Services
Settlement agent returns closed loan file to us
We review, stack, image and deliver closed loan file
We coordinate clearing of any loan suspense items
We receive, image, and deliver trailing documents

Document Preparation and Fulfillment Services


Regulatory Compliance Services

Regulatory Compliance Services

Consumer Financial Protection Bureau (CFPB) Rules
Policies and Manuals
Audit and Examination Preparation
Loan Originator Compensation
Fair Lending and Disparate Impact
Real Estate Settlement Procedures Act (RESPA)
Truth in Lending Act (TILA)
Home Mortgage Disclosure Act (HMDA)
Equal Credit Opportunity Act (ECOA)


Default Legal Services - Texas

(Including Texas Home Equity Loans &
Reverse Mortgages)
Loss Mitigation
Loan Modification
Deceased Mortgagor Default Solutions

We perform Default Legal Services for all 254 Texas counties. Servicers of all sizes are represented and services are customized to meet the specific needs of each servicer. Loss mitigation includes deeds in lieu of foreclosure and facilitating short sales.

Default Legal Services - Texas